I woke up this morning with my head spinning and my stomach turning. To quote Seinfeld I must have ate "A slice of cake from the wedding of King Edward VIII to Wallis Simpson, circa 1937, price--$29,000."

Well in all actuality, I don't know what I ate or if what I ate even matters. Nonetheless there was some throwing up going on this morning.So feel free to sing "get well, get well soon, we want you to get well" if you want...

I thought today was note worthy enough for a blog of it's own, even though I had recently wrote one this week. After waking up around 11 a.m. still feeling dizzy, I checked my email and noticed numerous emails from Emily. Apparently while I was recovering there was some madness occurring over our home loan. The evil private mortgage company decided we were not be trusted and decided to tack on another 2% to our down payment. How lovely of them to do, another $3,000 something we need to pull out of our butts in two weeks time.

The irony of the situation is the PMI company believed that we were risky to give the loan to, so they decided they "needed more money" from us. But what is funny, is now because they "need more money" they are actually making us MORE RISKIER(sic) because we will have virtually $0 dollars left in our savings account upon closing. THANKS! NOT! Apparently, people who have no money in their savings accounts are the right people to give loans to. No wonder our country is in a housing crisis. If they had just stuck with our regular percent down, we would be risk free loan applicants. So if you stop by our house and you noticed that the lights are off, candles are lit, and we're burning our front door to keep the place warm you will know why.

Well to be a bit more realistic, Emily and I will find some way to make it all work. We do have "enough money" for the down payment but that's about it. Over the next few weeks I have some potential places to get some more money i.e. side web jobs that I do, selling drugs, importing illegal's over the Canadian border (well not those last two) and Emily and I can probably budget ourselves a bit better as well. The worst part will be after we have the house.

Another annoying thing is, we were pretty much guaranteed that we would get the loan for our standard percent down, so knowing that we would have plenty of money left over, we started purchasing things for house. We already have purchased carpet and the installation which was a huge pain my butt to do no thanks to Lowe's. Had I known this was going to happen I would have happily postponed the carpet installation but what's done is done.

Well that's enough complaining for now, I am going back to my saltine crackers and stale 7-up.